Insurance coverage can be a mystery. We know that we need it, but how much do we need? What's covered? What isn't covered? It's hard enough to make good decisions for our car or home, but if you were tasked to manage the insurance coverage for your flight department, could you do it? Many large corporations have full-time risk managers who take care of this function, but if you were assigned this job, whom would you turn to for help? Broker or Agent? There is a big difference ...

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